How It Works

A simple process designed around maximizing your benefits

From your first consultation to ongoing care, we have streamlined every step to make wellness planning effortless and effective

01 1-2 business days

Initial Consultation

We start with a comprehensive conversation about your health goals, current coverage, and wellness priorities.

WHAT HAPPENS:

Review your benefits coverage and limits

Discuss your health and wellness goals

Identify coverage gaps and opportunities

Answer all your questions about our services

02 1-2 business days

Benefits Analysis

Our team analyzes your benefits plan and creates a personalized strategy to maximize your coverage.

WHAT HAPPENS:

Detailed breakdown of your coverage

Calculate unused benefits and potential savings

Identify which services are fully covered

Create a year-round benefits roadmap

03 Custom to you

Personalized Plan

We design a wellness plan that aligns with your goals, schedule, and maximizes your benefit usage.

WHAT HAPPENS:

Month-by-month treatment schedule

Mix of services based on your needs

Flexible booking options

Clear pricing and coverage breakdown

04 Year-round support

Ongoing Care

Regular treatments, progress tracking, and plan adjustments to keep you on track throughout the year.

WHAT HAPPENS:

Scheduled appointments based on your plan

Quarterly check-ins to adjust strategy

Benefits usage tracking and reminders

Continued support from our team

Benefits Planning In Action

Sarah's 2026 Benefits Plan in Action

Meet Sarah, a 34-year-old professional with a standard benefits plan: $2,000 annual coverage at 80% reimbursement for paramedical services. Here’s how we strategically planned her entire year to maximize every dollar.

Annual Coverage: $2,000     Reimbursement Rate: 80%

01

January

Physiotherapy Assessment
Total: $140 → 80% covered → You pay: $28

Massage Therapy
Total: $100 → 80% covered → You pay: $20

Benefits used: $192 of $2,000

02

February

Counselling
Total: $120 → 80% covered → You pay: $24

Naturopathic Visit
Total: $80 → 80% covered → You pay: $16

Benefits used: $352 of $2,000

03

March

Physiotherapy Session
Total: $110 → 80% covered → You pay: $22

Massage Therapy
Total: $100 → 80% covered → You pay: $20

Benefits used: $520 of $2,000

04

April

Counselling
Total: $120 → 80% covered → You pay: $24

Naturopathic Visit
Total: $80 → 80% covered → You pay: $16

Benefits used: $680 of $2,000

05

May

Physiotherapy Session
Total: $110 → 80% covered → You pay: $22

Massage Therapy
Total: $100 → 80% covered → You pay: $20

Benefits used: $848 of $2,000

06

June

Counselling
Total: $120 → 80% covered → You pay: $24

Naturopathic Visit
Total: $80 → 80% covered → You pay: $16

Benefits used: $1,008 of $2,000

07

July

Physiotherapy Session
Total: $110 → 80% covered → You pay: $22

Massage Therapy
Total: $100 → 80% covered → You pay: $20

Benefits used: $1,176 of $2,000

08

August

Counselling
Total: $120 → 80% covered → You pay: $24

Naturopathic Visit
Total: $80 → 80% covered → You pay: $16

Benefits used: $1,336 of $2,000

09

September

Physiotherapy Session
Total: $110 → 80% covered → You pay: $22

Massage Therapy
Total: $100 → 80% covered → You pay: $20

Benefits used: $1,504 of $2,000

10

October

Counselling
Total: $120 → 80% covered → You pay: $24

Naturopathic Visit
Total: $80 → 80% covered → You pay: $16

Benefits used: $1,664 of $2,000

11

November

Physiotherapy Session
Total: $110 → 80% covered → You pay: $22

Massage Therapy
Total: $100 → 80% covered → You pay: $20==S

Benefits used: $1,832 of $2,000

12

December

Counselling
Total: $120 → 80% covered → You pay: $24

Naturopathic Visit
Total: $80 → 80% covered → You pay: $16

Benefits used: $1,992 of $2,000

Annual Summary

Sarah's 2026 Results

$2,490

Total Treatment Received

$1,922

Total Benefits Used
99.6% of annual coverage

$498

Total Out of Pocket
20% co-pay on treatments

Through strategic planning, Sarah maximized her benefits coverage while maintaining consistent care throughout the year. By spacing treatments evenly and diversifying across modalities, she received comprehensive wellness support while only paying $498 out of pocket for $2,590 worth of professional healthcare services.

Why BNFTS?

What makes us different?

Benefits-First Approach

TRADITIONAL APPROACH:
Book appointments randomly, scramble in December to use benefits.

BNFTS APPROACH:
Strategic planning from day one ensures you use every dollar of coverage.

Coordinated Care

TRADITIONAL APPROACH:
See different practitioners who don’t communicate with each other.

BNFTS APPROACH:
All our practitioners collaborate on your care for better outcomes.

Proactive Planning

TRADITIONAL APPROACH:
Only visit when something hurts or needs fixing.

BNFTS APPROACH:
Prevent issues before they start with year-round maintenance.

Transparent Pricing

TRADITIONAL APPROACH:
Unclear costs, surprise bills, confusing coverage explanations.

BNFTS APPROACH:

You always know what you’ll pay and what’s covered before treatment.

Ready to maximize your benefits?

Book your free initial consultation and get a personalized benefits analysis.